Your local mortgage expert for Blackstone Valley home loans
Expert guidance on finding the best home loan for your situation. With years of experience and deep local market knowledge, Ben Naranjo helps Blackstone Valley homeowners buy and refinance with confidence.
250+
Five-star reviews
24 hr
Pre-approvals
5.0
Average rating
Ben Naranjo
Loan Officer | The Naranjo Group
CMG Home Loans · NMLS #2080798
Why work with Ben
Why Blackstone Valley homebuyers choose Ben
With local expertise and dedicated service, Ben helps Blackstone Valley families find the right loan — every time.
Competitive Rates
I shop multiple lenders to find you the lowest rate possible. My relationships with top wholesale lenders mean savings passed directly to you.
Fast Approvals
Get pre-approved in as little as 24 hours. I streamline the process so you can make competitive offers and close on time.
Education First
First-time buyer? I explain every step in plain English so you feel confident — not confused. Your questions always come first.
Service Areas
Serving the Blackstone Valley
Choose your city to learn about local market conditions, average home pricing, and the mortgage options available in your area.
Millbury, MA
Charming Blackstone River town with easy highway access and beautiful waterfront areas.
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Grafton, MA
Scenic Blackstone Valley town with excellent schools, rural charm, and a thriving community.
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Northbridge, MA
Home to historic Whitinsville village with New England charm and affordable homeownership.
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Uxbridge, MA
Picturesque town with stunning conservation land and a tight-knit community perfect for families.
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Sutton, MA
Known for Purgatory Chasm, spacious properties, top schools, and peaceful New England living.
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Worcester, MA
The heart of Central MA with diverse neighborhoods, growing downtown, and strong rental market.
View mortgage options→Loan Programs
Loan programs we offer
Comprehensive financing solutions for every homebuyer in the Blackstone Valley.
FHA Loans
- As low as 3.5% down
- Flexible credit requirements
- Ideal for first-time buyers
VA Loans
- $0 down payment
- No PMI required
- For veterans & active duty
Conventional
- As low as 3% down
- Competitive rates
- Remove PMI at 20% equity
Jumbo Loans
- High-value properties
- Exceed conforming limits
- Competitive jumbo rates
USDA Loans
- $0 down payment
- Rural/suburban areas
- Income limits apply
Construction
- Build your dream home
- One-time close option
- Construction-to-perm loans
Bank Statement
- Self-employed friendly
- No tax returns needed
- Up to 90% LTV available
DSCR Loans
- Investment property loans
- Based on rental income
- No personal income needed
Plan Ahead
Mortgage calculator
Estimate your monthly payment and see what you can afford.
Estimated Monthly Payment
$2,022.62
Principal & interest only. Taxes and insurance not included.
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Contact
Get your free consultation
Fill out the form and I'll get back to you within 24 hours.
About
Meet Ben Naranjo
As a premier Loan Officer at CMG Home Loans and leader of The Naranjo Group, Ben has earned over 250 5-star reviews helping families across New England achieve their homeownership dreams.
250+
5-Star Reviews
5.0
Star Rating
Local
Auburn, MA Based
Located right on Southbridge St in Auburn, I attend your closing in person. I'm available nights and weekends because buying a home doesn't happen 9-to-5. Whether you're a first-time buyer or looking to refinance, I'll walk you through every step.
Insights
Latest mortgage insights
Stay informed with the latest mortgage tips, market updates, and home-buying guides.
Reviews
What our clients say
Hear from real homebuyers in the Blackstone Valley.
“Ben made our first home purchase so easy. He was always available to answer questions and walked us through every step. Highly recommend!”
Sarah M.
Auburn, MA
“Best mortgage experience I've ever had. Ben found us a rate that was lower than anyone else we spoke with. Closed on time with no surprises.”
James T.
Worcester, MA
“As first-time buyers, we were nervous. Ben explained everything clearly and helped us find the perfect loan. We love our new home!”
The Rodriguez Family
Shrewsbury, MA
Ready to get started?
Contact Ben Naranjo today for expert mortgage guidance in your city.